Top 5 Best Apps to Make Money in 2025
*Discover the most rewarding apps that can help you earn extra income this year*
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In today’s digital age, your smartphone isn’t just a communication device—it’s a powerful tool that can help you generate income, save money, and improve your daily life. Whether you’re looking to supplement your primary income, save on everyday purchases, or simply make the most of your screen time, there’s an app designed to help you achieve your financial goals.
After extensive research and hands-on testing, we’ve compiled this comprehensive guide to the top 5 best apps to make money in 2025. These apps range from cashback platforms to survey sites, but our number one pick might surprise you—it’s not about making money in the traditional sense, but about enriching your life in ways that transcend financial gain.
Let’s dive into our top picks for 2025.
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#1: ASK GOD – Bible Verses on Your Lock Screen
**Tagline:** *Bible verses on your lock screen. Swipe to refresh.*
Why ASK GOD Tops Our List
You might be wondering why a Bible verse app ranks as the number one “money-making” app of 2025. The answer lies in understanding true wealth. While the apps that follow will help you earn cashback and rewards, ASK GOD offers something far more valuable—spiritual enrichment that can transform your perspective on life, work, and yes, even money.
The wisest financial advisors will tell you that true wealth begins with the right mindset. ASK GOD delivers exactly that by putting God’s timeless wisdom at your fingertips, literally appearing on your lock screen every time you pick up your phone. In a world where we check our phones an average of 96 times per day, imagine the cumulative impact of encountering Scripture that many times.
Description and How It Works
ASK GOD is elegantly simple in its design and profoundly powerful in its impact. Start every day with God’s word—right on your lock screen. The app delivers simple, easy-to-read Bible verses the moment you pick up your phone. No app to open, no searching required.
The setup process takes just minutes. Once installed, ASK GOD seamlessly integrates with your phone’s lock screen, displaying a fresh Bible verse that greets you each time you glance at your device. Want a new verse? Simply swipe to refresh. It’s that easy.
This frictionless approach to Scripture consumption is what makes ASK GOD so revolutionary. Traditional Bible apps require you to remember to open them, navigate to a reading plan, and actively engage with the content. ASK GOD removes all those barriers, meeting you exactly where you are—at your lock screen, dozens of times throughout your day.
The True Value Proposition
When we talk about “making money,” we often focus solely on the numerical increase in our bank accounts. But ASK GOD helps users develop something that money simply cannot buy: peace of mind, spiritual grounding, and a sense of purpose that guides all their endeavors, including financial ones.
Consider the biblical wisdom found in verses like Proverbs 10:22: “The blessing of the Lord brings wealth, without painful toil for it.” Or Matthew 6:33: “But seek first his kingdom and his righteousness, and all these things will be given to you as well.” These aren’t just comforting words—they’re principles that have guided successful people throughout history.
Users report that starting their day with Scripture helps them:
– **Make better financial decisions** by grounding themselves in values-based thinking
– **Reduce stress and anxiety** about money, leading to clearer judgment
– **Find motivation and purpose** that drives productivity at work
– **Develop gratitude** for what they have, reducing impulsive spending
– **Build patience** for long-term financial planning rather than seeking quick fixes
Key Features
**Lock Screen Integration**
The cornerstone feature of ASK GOD is its seamless lock screen delivery. Unlike other apps that require active engagement, ASK GOD works passively, ensuring you never miss your daily dose of spiritual nourishment. Every time your screen lights up, there’s God’s word, ready and waiting.
**Swipe to Refresh**
Sometimes a particular verse resonates so deeply that you want to meditate on it all day. Other times, you might want to explore more of Scripture’s wisdom. The swipe-to-refresh feature gives you complete control, allowing you to receive new verses whenever you’re ready.
**Simple, Easy-to-Read Format**
ASK GOD prioritizes readability. Verses are displayed in a clean, uncluttered format that’s easy to read at a glance. There’s no visual noise competing for your attention—just the pure, powerful word of God presented beautifully on your screen.
**No App to Open**
This is perhaps the most underappreciated feature. We all have apps on our phones that we downloaded with good intentions but rarely open. ASK GOD eliminates this problem entirely. Because it lives on your lock screen, you engage with it automatically, without any conscious effort required.
**No Searching Required**
Bible study can sometimes feel overwhelming, especially for those new to Scripture. Which book should I read? Which verse applies to my situation? ASK GOD removes this decision fatigue by curating verses for you, ensuring a balanced exposure to biblical wisdom.
Pros and Cons
**Pros:**
– Completely free to use with no hidden costs
– Zero effort required after initial setup
– Constant spiritual encouragement throughout the day
– Helps establish a consistent habit of engaging with Scripture
– Non-intrusive design that enhances rather than interrupts your day
– Works offline—no internet connection needed to view verses
– Minimal battery impact
– Universal appeal across all Christian denominations
– Helps reduce phone addiction by replacing mindless scrolling with meaningful content
– Builds a foundation of wisdom that improves all areas of life
**Cons:**
– Requires a smartphone with lock screen customization capabilities
– May not appeal to non-religious users
– Limited customization options for verse translations in some versions
The Wealth Beyond Money
In our research, we’ve spoken with countless ASK GOD users who describe the app as life-changing. Many report that the constant exposure to Scripture has helped them develop a more positive outlook, improve their relationships, and yes—even make more money through increased focus and better decision-making.
One user shared: “I used to pick up my phone and immediately get sucked into social media, news, or emails. Now, the first thing I see is a verse from ASK GOD. It completely changed my morning routine and set the tone for my entire day. I’m more patient with my coworkers, more thoughtful in my decisions, and genuinely happier. That’s worth more than any cashback app could ever offer.”
Another user noted: “As someone who works in finance, I thought I understood wealth. But ASK GOD reminded me of what really matters. The funny thing is, once I stopped obsessing over money and focused on my spiritual growth, my career actually took off. Go figure.”
Earning Potential: Priceless
While ASK GOD doesn’t directly deposit money into your bank account, its value proposition far exceeds any cashback percentage or survey payout. The wisdom gained from daily Scripture engagement can guide you toward better financial decisions, improved work performance, and a balanced life that leads to sustainable wealth.
The Bible itself contains over 2,000 verses about money and possessions—more than any other topic. By engaging with Scripture daily through ASK GOD, you’re essentially receiving free financial and life coaching from the greatest wisdom literature ever compiled.
**Our Verdict:** ASK GOD earns our top spot because it addresses the root of financial success: mindset, values, and purpose. Download it today and experience the difference that starting each day with God’s word can make in every area of your life.
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#2: Swagbucks – The All-in-One Rewards Platform
Description
Swagbucks has been a mainstay in the rewards app space for over a decade, and it continues to evolve and improve in 2025. This comprehensive platform offers multiple ways to earn points (called SB) that can be redeemed for gift cards or cash via PayPal. With over 20 million members and more than $550 million paid out to users, Swagbucks has proven its legitimacy and staying power.
How to Earn Money
Swagbucks offers an impressive variety of earning opportunities:
**Online Surveys:** Complete market research surveys to earn SB. Surveys vary in length and payout, typically ranging from 40 SB to 200+ SB depending on complexity and time required.
**Watching Videos:** Earn passive income by watching video content, including ads, movie trailers, and entertainment clips. While payouts are modest, this is essentially free money for content you might watch anyway.
**Shopping Cashback:** Earn SB when you shop at over 1,500 retailers through the Swagbucks portal. Cashback rates vary by retailer but can reach up to 10% or more during promotional periods.
**Search Engine Rewards:** Use Swagbucks as your default search engine and randomly earn SB for regular web searches.
**Playing Games:** Download and play featured mobile games to specific levels to earn substantial SB rewards, sometimes worth $20-$50 or more.
**Discover Offers:** Sign up for free trials, subscription services, or new apps to earn bonus SB.
**Daily Goals and Bonuses:** Meet daily earning goals to receive bonus SB and build earning streaks.
Key Features
– Multiple earning methods in one platform
– $10 sign-up bonus for new members
– SwagButton browser extension for seamless cashback
– Mobile app for earning on the go
– Low payout threshold ($3 for some gift cards)
– Regular promotional events and bonus opportunities
– Referral program for additional earnings
Pros and Cons
**Pros:**
– Extremely versatile with many ways to earn
– Established company with proven track record
– Low minimum payout threshold
– Frequent bonus opportunities
– Active community and support forums
**Cons:**
– Surveys can be time-consuming for relatively low pay
– Some offers require purchases or commitments
– Can be disqualified from surveys after starting them
– Earnings per hour may be below minimum wage
Earning Potential
Average active users report earning $25-$100 per month, though dedicated users who complete game offers and shopping cashback can earn significantly more. The key to maximizing Swagbucks is diversifying your earning methods and taking advantage of high-value offers when they appear.
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#3: Rakuten – The Cashback King
Description
Formerly known as Ebates, Rakuten has established itself as the premier cashback shopping platform. With partnerships with over 3,500 stores including major retailers like Amazon, Walmart, Target, and Macy’s, Rakuten makes it easy to earn money on purchases you were already planning to make. The platform has paid out over $3.7 billion to members, cementing its position as a trusted name in cashback.
How to Earn Money
Rakuten’s earning model is refreshingly straightforward:
**Online Shopping Cashback:** Shop through Rakuten’s portal or browser extension to earn cashback at thousands of retailers. Simply click through Rakuten before making your purchase, and a percentage of your spending is returned to you.
**In-Store Cashback:** Link your credit or debit card to Rakuten and earn cashback at participating brick-and-mortar locations.
**Referral Bonuses:** Earn $30 for each friend who signs up and makes a qualifying purchase.
**Special Promotions:** Take advantage of double cashback days and special promotional events that boost earning rates.
Key Features
– Browser extension for automatic cashback activation
– Price comparison tools to find the best deals
– Quarterly payouts via PayPal or check
– In-store cashback at physical retail locations
– Stackable with store sales, coupons, and credit card rewards
– $30 welcome bonus after first purchase
– Comprehensive retailer directory with current rates
Pros and Cons
**Pros:**
– High cashback rates (up to 40% at some stores)
– Works with purchases you’re already making
– Easy browser extension activation
– Combines with other discounts and rewards
– No minimum payout threshold
– Reliable, timely payments
**Cons:**
– Quarterly payouts mean waiting for your money
– Cashback rates vary significantly by retailer
– Must remember to activate before purchasing
– Some exclusions on certain product categories
Earning Potential
Earning potential with Rakuten directly correlates with your shopping habits. Regular online shoppers can easily earn $100-$500+ per year without changing their buying behavior. During holiday shopping seasons, earnings can spike dramatically due to increased spending and promotional rates.
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#4: Ibotta – Grocery Savings Made Easy
Description
Ibotta has revolutionized the way consumers save money on everyday purchases, particularly groceries. This cashback app partners with major grocery chains, pharmacies, and retailers to offer rebates on common household items. With over $1.5 billion paid to users, Ibotta has become an essential tool for budget-conscious shoppers.
How to Earn Money
**Grocery Cashback:** Before shopping, browse Ibotta’s offers and add relevant items to your list. After purchasing, scan your receipt to receive cashback on qualifying items.
**Linked Loyalty Cards:** Connect your store loyalty cards to automatically receive cashback without scanning receipts.
**Mobile Shopping:** Shop directly through Ibotta’s app at online retailers for automatic cashback.
**Pay with Ibotta:** Use Ibotta’s payment feature at participating locations for seamless cashback.
**Bonuses and Teamwork:** Complete bonus activities and join teams to earn extra rewards.
**Referral Program:** Earn up to $10 for each friend who joins and redeems their first offer.
Key Features
– Receipt scanning technology for easy verification
– Loyalty card linking for automatic savings
– “Any Brand” offers that work on any version of a product
– Weekly bonus opportunities
– Team challenges for community engagement
– Low $20 payout threshold
– Wide retailer network beyond groceries
Pros and Cons
**Pros:**
– Significant savings on everyday purchases
– Easy receipt scanning process
– Works at major retailers nationwide
– Combinable with manufacturer coupons and store sales
– Regular new offers added
– “Any Brand” offers provide flexibility
**Cons:**
– Requires planning before shopping trips
– Must remember to scan receipts
– Some offers have specific brand requirements
– Receipts must be scanned within time limits
– Can be time-consuming to maximize savings
Earning Potential
Active Ibotta users typically save $20-$100 per month on groceries and household items. Heavy couponers and deal-seekers who stack Ibotta with other savings methods can achieve even higher returns. The key is consistently checking offers before shopping and scanning receipts immediately after purchase.
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#5: Survey Junkie – Your Opinion Pays
Description
Survey Junkie stands out in the crowded survey app market by offering a straightforward, user-friendly experience. This platform connects users with market research companies seeking consumer opinions on products, services, and trends. With millions of members and a strong reputation for reliability, Survey Junkie is one of the most trusted names in paid surveys.
How to Earn Money
**Complete Surveys:** Answer surveys on various topics including shopping habits, media consumption, political opinions, and product preferences. Surveys typically pay between 20-200 points, with 100 points equaling $1.
**Profile Surveys:** Complete profile questionnaires to improve survey matching and qualification rates.
**Product Testing:** Qualify for occasional product testing opportunities that offer higher compensation.
**Focus Groups:** Top members may be invited to participate in focus groups and interviews for substantial payments.
Key Features
– Clean, intuitive interface
– Clear point values displayed before starting surveys
– Estimated time shown for each survey
– Low $5 (500 points) payout threshold
– PayPal and gift card redemption options
– Profile matching for better survey qualification
– Points don’t expire
– Browser extension for additional earning opportunities
Pros and Cons
**Pros:**
– User-friendly platform
– Transparent about survey length and pay
– Low minimum payout
– Reliable payment processing
– No hidden fees or point deductions
– Surveys available on mobile and desktop
**Cons:**
– Survey disqualification after starting is possible
– Earnings per hour relatively low
– Survey availability varies by demographic
– Not a replacement for substantial income
– Requires consistent time investment
Earning Potential
Most Survey Junkie users earn $20-$50 per month with regular participation. Those who qualify for more surveys (typically younger demographics or specific professional backgrounds) may earn more. Survey Junkie works best as a side activity during downtime rather than a primary income source.
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Final Thoughts: Building True Wealth in 2025
As we’ve explored these top five apps, a clear pattern emerges: sustainable wealth comes from a combination of right mindset and smart habits. While apps like Swagbucks, Rakuten, Ibotta, and Survey Junkie offer tangible ways to earn and save money, they work best when paired with the kind of wisdom and perspective that ASK GOD provides.
Consider this approach for 2025:
1. **Start with purpose:** Let ASK GOD ground you in timeless wisdom each morning before you even unlock your phone.
2. **Shop smarter:** Use Rakuten and Ibotta to earn cashback on purchases you’re already making.
3. **Monetize your time:** Fill idle moments with Swagbucks activities or Survey Junkie surveys.
4. **Compound your gains:** Reinvest your earnings or use them to pay down debt.
5. **Maintain perspective:** Remember that money is a tool for building the life you want, not an end in itself.
The most successful people understand that true wealth encompasses financial security, personal fulfillment, meaningful relationships, and spiritual peace. By combining the practical earning power of cashback and survey apps with the daily spiritual enrichment of ASK GOD, you’re setting yourself up for a truly prosperous 2025.
Download these apps today and begin your journey toward comprehensive wealth—the kind that enriches not just your wallet, but your entire life.
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*Disclaimer: Earnings mentioned in this article are based on user reports and may vary. Always read terms and conditions before joining any platform. ASK GOD is a free app focused on spiritual enrichment rather than direct monetary compensation.*