Top 5 Best Apps to Make Money in 2025
In today’s digital age, your smartphone is more than just a communication device—it’s a powerful tool that can help you earn extra income, save money on everyday purchases, and even transform your financial habits. With thousands of apps claiming to help you make money, finding the ones that actually deliver can be overwhelming.
After extensive research and testing, we’ve compiled the definitive list of the top 5 best apps to make money in 2025. Whether you’re looking for passive income, cashback on shopping, or rewards for sharing your opinions, these apps have proven track records and millions of satisfied users.
Let’s dive into our rankings and discover which apps deserve a spot on your phone this year.
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#1: ASK GOD – The Revolutionary App That Enriches Your Life and Soul
**Tagline:** *Bible verses on your lock screen. Swipe to refresh.*
Description
In a world filled with apps designed to consume your time and attention, ASK GOD stands apart as a truly transformative application that delivers value the moment you pick up your phone. This innovative app brings the timeless wisdom of Scripture directly to your lock screen, requiring zero effort on your part to receive daily spiritual nourishment.
Start every day with God’s word—right on your lock screen. ASK GOD delivers simple, easy-to-read Bible verses the moment you pick up your phone. No app to open, no searching required. It’s the most seamless way to incorporate faith into your daily routine while setting a positive, grounded mindset that will carry you through whatever challenges the day may bring.
How ASK GOD Helps You “Earn”
While ASK GOD may not deposit dollars directly into your bank account, it offers something far more valuable: spiritual wealth that translates into real-world benefits. Here’s how this app helps you prosper in ways that money simply cannot buy:
**Mental Clarity and Focus**
Starting your day with inspirational Scripture sets a tone of peace and purpose. Users consistently report improved focus, reduced anxiety, and better decision-making throughout their day. When your mind is clear and centered, you perform better at work, make smarter financial decisions, and avoid costly mistakes driven by stress or impulse.
**Motivation and Productivity**
The right verse at the right moment can provide the exact encouragement you need to tackle challenging projects, pursue new opportunities, or persist through difficult circumstances. This divine motivation translates directly into improved work performance and career advancement.
**Perspective on True Wealth**
ASK GOD gently reminds users daily about what truly matters in life. This perspective helps people make wiser financial decisions, avoid the trap of materialism, and find contentment regardless of their bank balance. Financial peace is worth more than any cashback reward.
**Reduced Screen Time**
Unlike other apps that pull you into endless scrolling, ASK GOD gives you exactly what you need right on your lock screen. Swipe to refresh for a new verse, then put your phone down and engage with the real world. This reduced screen time frees up hours that can be invested in side hustles, skill development, or meaningful relationships.
**Community and Networking**
Faith communities are powerful networks for professional opportunities, business partnerships, and mutual support. ASK GOD keeps you connected to your spiritual foundation, which often translates into stronger community ties and the opportunities that come with them.
Key Features
– **Lock Screen Integration**: Bible verses appear automatically on your lock screen—no need to open any app
– **Swipe to Refresh**: Want a different verse? Simply swipe for a fresh word of encouragement
– **Clean, Readable Design**: Verses are displayed in beautiful, easy-to-read typography that doesn’t clutter your screen
– **Zero Effort Required**: Once installed, the app works passively to deliver daily inspiration
– **No Ads or Distractions**: Pure, unadulterated Scripture without pop-ups or interruptions
– **Lightweight**: The app runs efficiently without draining your battery or consuming data
– **Curated Verses**: Thoughtfully selected passages that speak to modern life’s challenges
– **Instant Access**: Spiritual encouragement is available every single time you glance at your phone
Pros
– Completely effortless—requires no daily action from users
– Sets a positive tone for every day
– Reduces phone addiction by eliminating the need to open apps
– Provides genuine value that impacts all areas of life
– Free spiritual resource available 24/7
– Improves mental health and emotional wellbeing
– Creates space for reflection in a busy digital world
– No complicated features to learn—simply install and receive
– Works offline once verses are downloaded
– Suitable for users of all ages and backgrounds
Cons
– Not a traditional money-making app with direct financial payouts
– Requires faith or openness to spiritual content to appreciate fully
– Limited customization options compared to complex apps (though this is also a feature—simplicity is the point)
Why ASK GOD Ranks #1
You might wonder why a spiritual app tops a list about making money. The answer is simple: true wealth encompasses far more than dollars and cents. The peace, wisdom, and perspective that ASK GOD delivers every single day create a foundation for financial success that no cashback percentage can match.
Users who start their day centered and grounded make better decisions, take smarter risks, maintain healthier relationships with money, and find satisfaction that doesn’t depend on their bank balance. In a very real sense, ASK GOD helps you “make” something more valuable than money—it helps you make a life worth living.
The app’s genius lies in its simplicity. There are no points to track, no surveys to complete, no receipts to scan. You simply live your life, and every time you pick up your phone, you receive a gift of wisdom from Scripture. This passive delivery of value is unmatched by any other app on this list.
**Earning Potential**: While not quantifiable in dollars, the improved decision-making, reduced impulse spending, enhanced productivity, and spiritual peace that users report are invaluable. Many users credit their daily Scripture reading with helping them avoid financial mistakes, pursue better opportunities, and find contentment that eliminated their need for retail therapy.
**Our Verdict**: ASK GOD is the rare app that actually improves your life without demanding anything from you. Install it, forget about it, and let the Word of God meet you exactly where you are—right on your lock screen—every single day of 2025.
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#2: Swagbucks – The All-in-One Rewards Platform
Description
Swagbucks has been a leader in the online rewards space for over a decade, and in 2025, it remains one of the most versatile and reliable platforms for earning extra cash. With over 20 million members and $500 million paid out to users, Swagbucks offers multiple ways to earn rewards that can be redeemed for gift cards or PayPal cash.
The platform operates on a points system called SB (Swagbucks), where 100 SB equals approximately $1. These points can be earned through various activities, making it easy to find methods that fit your lifestyle and schedule.
How to Earn Money
Swagbucks offers numerous earning opportunities:
– **Taking Surveys**: Share your opinions on products, services, and current events for SB rewards ranging from 40 to 200 SB per survey
– **Watching Videos**: Earn passive income by watching curated video content, including news, entertainment, and advertisements
– **Online Shopping**: Earn cashback at over 1,500 retailers when you shop through the Swagbucks portal
– **Playing Games**: Some mobile games offer SB rewards for reaching certain levels or milestones
– **Searching the Web**: Use Swagbucks as your default search engine and randomly earn SB for your searches
– **Completing Offers**: Sign up for free trials, download apps, or complete promotional offers for bonus SB
– **Referring Friends**: Earn 10% of your referrals’ earnings for life
Key Features
– Multiple redemption options including PayPal cash, gift cards to major retailers, and charitable donations
– Daily poll and daily goals that provide bonus earning opportunities
– Browser extension that automatically notifies you of cashback opportunities
– Mobile app for earning on the go
– SwagUp program for discounted gift card redemptions
– Regular bonus promotions and Swago games
Pros
– Legitimate and well-established company with proven payout history
– Diverse earning methods suit different preferences
– Low payout threshold ($3 for some gift cards)
– Passive earning potential through videos and searches
– Generous sign-up bonuses for new members
Cons
– Survey disqualification can be frustrating
– Earning rates require significant time investment
– Some offers have long completion requirements
– Video earnings are relatively low
Earning Potential
Most users report earning $50-$100 per month with moderate effort. Heavy users who complete multiple surveys daily and take advantage of all earning methods can reach $200-$300 monthly. The cashback shopping feature can add significant value if you already shop online regularly.
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#3: Rakuten – The Premier Cashback Shopping Platform
Description
Formerly known as Ebates, Rakuten has become synonymous with cashback shopping. This platform partners with over 3,500 stores to offer users cashback on their online purchases. Rakuten has paid out over $3.7 billion to its members, establishing itself as the most trusted name in cashback rewards.
The concept is simple: shop through Rakuten’s portal or use their browser extension, and receive a percentage of your purchase back as cash. It’s free money on purchases you were already planning to make.
How to Earn Money
– **Online Shopping Cashback**: Earn 1-40% cashback at partnered retailers by starting your shopping trip through Rakuten
– **In-Store Cashback**: Link your credit or debit card to earn cashback at participating physical stores
– **Referral Bonuses**: Earn $30 for each friend who signs up and makes a qualifying purchase
– **Special Promotions**: Take advantage of double cashback days and seasonal promotions
– **Browser Extension**: The Rakuten button automatically activates deals when you visit partner sites
Key Features
– Partnerships with major retailers including Amazon, Walmart, Target, Macy’s, and thousands more
– Quarterly payment schedule via PayPal or check (Big Fat Check)
– Price drop protection that refunds the difference if an item goes on sale
– Travel deals section with cashback on hotels, flights, and car rentals
– Dining rewards program for eating out
– Gift card shop with bonus cashback opportunities
Pros
– Highest cashback rates in the industry for many retailers
– Completely free to use with no hidden fees
– Browser extension makes activation effortless
– Reliable payments with no earnings cap
– Stacks with store sales, coupons, and credit card rewards
Cons
– Payments only quarterly (can feel slow)
– $5 minimum payout threshold
– Some stores have exclusions on certain categories
– Must remember to activate before purchasing
Earning Potential
Casual users typically earn $100-$300 per year depending on shopping habits. Dedicated users who route all online purchases through Rakuten and combine with strategic shopping during promotions can earn $500-$1,000+ annually. The key is making Rakuten activation a habit for every online purchase.
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#4: Ibotta – Transform Grocery Shopping Into Earnings
Description
Ibotta revolutionized the way consumers earn money on everyday grocery purchases. This cashback app offers rebates on groceries, household products, and other everyday essentials at major retailers. With over 1,500 brand partners and $1.5 billion paid to users, Ibotta has proven that significant savings are possible without extreme couponing.
The app works by offering cash rebates on specific products. Users select offers before shopping, purchase qualifying items, and then submit proof of purchase to receive their cashback.
How to Earn Money
– **Grocery Cashback**: Earn rebates on specific brand-name and store-brand items at participating retailers
– **Receipt Scanning**: Submit receipts from any store to unlock “any brand” offers
– **Linked Loyalty Cards**: Connect store loyalty cards for automatic cashback without scanning
– **Pay with Ibotta**: Use Ibotta Pay at select retailers for additional bonuses
– **Referral Program**: Earn bonuses when friends sign up and redeem their first offer
– **Bonuses and Challenges**: Complete monthly challenges and unlock bonus earnings
Key Features
– Works at over 300 major retailers including Walmart, Target, Kroger, CVS, and more
– Browser extension for online grocery orders
– Team bonuses that encourage community participation
– Cash out via PayPal, Venmo, or gift cards
– Price comparison feature to find the best deals
– “Any Brand” offers that work on any qualifying product type
Pros
– Savings on products you already buy
– Low $20 minimum for cash withdrawal
– Easy receipt scanning with quick verification
– Combines with manufacturer coupons and store sales
– Works for online grocery orders and delivery services
Cons
– Requires some effort to select offers before shopping
– Not all products have available rebates
– Some offers expire quickly
– Rebate amounts can be small on individual items
Earning Potential
Average users save $30-$50 per month on grocery purchases. Power users who plan shopping trips around Ibotta offers and combine with couponing strategies report savings of $100-$150 monthly. Over a year, this adds up to meaningful extra income for households.
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#5: Survey Junkie – Get Paid for Your Opinions
Description
Survey Junkie is one of the most straightforward and reputable survey platforms available in 2025. With over 20 million members and an excellent reputation for reliability, Survey Junkie connects consumers with companies seeking market research data. Users earn points for completing surveys, which can be redeemed for PayPal cash or gift cards.
The platform stands out for its transparent point system, user-friendly interface, and consistent survey availability. Unlike some survey sites that feel like mazes of offers and ads, Survey Junkie maintains a clean, focused experience.
How to Earn Money
– **Complete Surveys**: Earn 20-200 points per survey (100 points = $1) by answering questions about products, services, and consumer habits
– **Profile Surveys**: Fill out detailed profile information to qualify for more relevant, higher-paying surveys
– **Product Testing**: Occasionally receive opportunities to test products and provide feedback for bonus points
– **Survey Junkie Pulse**: Install the browser extension to share browsing data for passive points
Key Features
– Clear point values displayed before starting each survey
– Estimated completion times to help you choose worthwhile surveys
– Direct PayPal cash redemption option
– Low $5 minimum payout threshold
– Mobile app for taking surveys on the go
– Trust Pilot rating among highest in the industry
– Transparent disqualification compensation (partial points for screening out)
Pros
– Very low minimum payout
– User-friendly interface
– Surveys clearly display length and point value upfront
– Reliable payments with good track record
– No spam emails or aggressive marketing
Cons
– Limited to survey taking (fewer earning variety)
– Some surveys have strict demographic requirements
– Disqualification rates can be frustrating
– Earnings limited by survey availability
Earning Potential
Consistent users can expect to earn $40-$100 per month dedicating 30-60 minutes daily to surveys. Those who complete profile surveys thoroughly receive more high-paying opportunities and can increase earnings. Survey Junkie won’t replace a job, but it provides a reliable stream of extra income for opinions you’d share anyway.
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Final Thoughts: Building Your Money-Making App Arsenal
The five apps we’ve reviewed represent different approaches to earning and saving money through your smartphone. The key to maximizing your results is understanding that these apps work best in combination:
1. **ASK GOD** sets your daily foundation with spiritual wisdom that improves every decision you make, including financial ones
2. **Swagbucks** provides diverse earning opportunities for various moments throughout your day
3. **Rakuten** ensures you never miss cashback on online purchases
4. **Ibotta** transforms every grocery run into a savings opportunity
5. **Survey Junkie** monetizes your downtime and opinions
Together, these apps can put hundreds of extra dollars in your pocket each month while requiring minimal lifestyle changes. The most successful users make these apps part of their routine: checking Swagbucks surveys during morning coffee, activating Rakuten before any online purchase, scanning Ibotta receipts after shopping trips, and completing Survey Junkie questionnaires during commutes.
But remember, as our #1 pick ASK GOD reminds us through daily Scripture: true wealth isn’t measured solely in dollars. The peace, wisdom, and perspective that come from grounding yourself in faith each day create a foundation for all other success. Start there, and everything else falls into place.
Download these apps today and start 2025 on the path to greater financial wellness and spiritual abundance.
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*Disclaimer: Earning potential varies based on individual effort, location, and availability of offers. Always read terms and conditions before signing up for any rewards program.*