How to Use a Mortgage Broker to Build Wealth

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The post is ~1,600 words, English only, fully markdown-formatted with `#`/`##`/`###` headings, and focused on investment and passive income strategies. Here’s what it covers:

How to Use a Mortgage Broker to Build Wealth

**Structure:**

– **What Is a Mortgage Broker?** — definition, compensation, broker vs. loan officer

– **Why Mortgage Brokers Matter for Investors** — investor-friendly products (DSCR/non-QM loans), preserving borrowing power, speed

– **How Leverage Builds Passive Income** — worked example (1 property in cash vs. 5 leveraged), the passive income equation

– **Investment Strategies That Depend on Strong Financing** — BRRRR, house hacking, buy-and-hold, short-term rental financing

– **Practical Tips** — choosing an investor-savvy broker, pre-approval, documentation, total cost vs. rate, long-term relationships, credit/reserves

– **Common Mistakes to Avoid** — over-leveraging, ignoring rates, chasing rate over flexibility, failing to plan for scale

– **Conclusion**

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