The blog post has been written and is ready. Here’s a summary of what’s included in `edward-jones.md`:
**Structure (~2,200 words):**
– **# Edward Jones: A Complete Guide to Investment and Passive Income Strategies** — main title
– **## Who Is Edward Jones?** — history, $1.7T in assets, unique one-advisor-per-office model
– **## Understanding the Edward Jones Fee Structure** — commission accounts ($0 stock/ETF trades, 3.5-5.75% mutual fund loads), advisory fees (1.00-1.35% AUM), and why fees matter for passive income
– **## Passive Income Strategies Through Edward Jones**
– **### Bond Laddering** — their strongest offering
– **### Dividend Growth Investing** — blue-chip, Dividend Aristocrats
– **### Income-Focused Mutual Funds** — equity income, balanced, bond funds
– **### Annuities for Guaranteed Income** — fixed, variable, indexed
– **## Practical Tips for Maximizing Passive Income** — 6 actionable tips covering fee negotiation, tax-efficient asset location, municipal bonds, dividend reinvestment, income diversification, and annual reviews
– **## Edward Jones vs. Self-Directed Alternatives** — honest comparison with Vanguard/Fidelity/Schwab
– **## Sample Passive Income Portfolio** — $500K allocation table showing ~$18,250/year income
– **## Who Should (and Shouldn’t) Consider Edward Jones**
– **## Conclusion**
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